Damning of whole life insurance: For example, a nonsmoking 30-year-old woman in excellent health might be able to get a 20-year term policy with a death benefit of $1 million for $480 per year. If this woman dies at age 49 after paying premiums for 19 years, her beneficiaries will receive $1 million tax-free when she paid in just $9,120. … Do you really hate the idea of potentially “throwing away” almost $10,000 over the next 20 years?
Sounds like whole life insurance isn’t such a great deal compared to term life insurance and investing the price difference yourself.
I was driving in slow traffic in December when a driver wasn’t watching where he was going, and his car hit the car in front of him, and it hit my car. My neck was jerked back from the impact, from which I have suffered and continue to suffer whiplash. I was in a similar accident a few years ago in San Luis Obispo, where a driver hit me from behind at a stop light on a rainy night.